Anti-Money Laundering and Counter-Terrorism Financing User Guide

1. Purpose and Basis

In view of the serious harm caused by money laundering activities to digital asset trading, including fueling corruption, undermining social ethics, damaging user rights, disrupting the stable operation of the platform, and increasing legal and operational risks, CoinQ has formulated this guideline to fully comply with relevant laws on anti-money laundering and counter-terrorist financing, and to prevent money laundering and terrorist financing activities.

2. Scope of Application

This guideline applies to all users registered on the CoinQ platform (hereinafter referred to as the "Platform"). Users shall implement the provisions of this guideline on the basis of complying with the anti-money laundering and counter-terrorist financing laws of the country or region in which they are located. If the user's country or region has stricter legal requirements, the relevant provisions of that region shall prevail.

3. Anti-Money Laundering and Counter-Terrorist Financing

This guideline aims to prevent criminals from using the Platform to conduct transactions that disguise or conceal the source and nature of proceeds and benefits derived from the following illegal activities: drug trafficking, organized crime, terrorist activities, smuggling, bribery and corruption, financial fraud, crimes disrupting financial order, etc. To this end, the Platform will, in accordance with relevant laws and CoinQ's anti-money laundering regulations, take necessary measures to prevent and respond to money laundering activities.

4. Basic Principles of Anti-Money Laundering on the Platform

The Platform conducts customer risk monitoring in accordance with the following principles:

• Comprehensiveness Principle: Consider all potential money laundering risk factors and conduct comprehensive risk monitoring for all customers.
• Prudence Principle: Enhance customer identification capabilities based on a thorough understanding of customers, and conduct risk monitoring prudently.
• Continuity Principle: Continuously monitor customer risks and adjust measures in a timely manner based on actual circumstances.
• Confidentiality Principle: Strictly keep confidential customer identity information, transaction information, and risk level information, except as required by law or regulatory requirements, and shall not provide such information to any individual or entity.
• Graded Management Principle: Regularly review basic information based on customer risk levels, and conduct stricter reviews for customers with higher risk levels.

5. User Document Review

The Platform will verify and record relevant information submitted by customers in accordance with the customer identification system set forth in CoinQ's relevant anti-money laundering regulations. If the Platform has doubts about the information provided by the customer, the Platform has the right to verify such information with the relevant competent authorities or departments.

6. Low-Risk User Monitoring

The Platform will monitor low-risk users in accordance with the specific requirements of CoinQ's anti-money laundering regulations. At the same time, the Platform reserves the right to adjust the risk levels of low-risk users.

7. High-Risk User Monitoring

The Platform shall conduct a review of high-risk customers once every six months, including updating their basic identity information and understanding information such as the source of funds, use of funds, economic status, or business status.

8. Important Notes

Users should pay attention to the following:

• Prohibition on Lending Accounts: Accounts shall not be lent to others for use.
• Prohibition on Renting or Lending Identification Documents: Identification documents shall not be rented or lent to others.
• Prohibition on Disclosing Important Information: Important personal information such as accounts and passwords shall not be rented, lent, or disclosed to others.
• Cooperate with Identity Verification: Users should proactively cooperate with the Platform in customer identity verification.

9. Reporting Suspicious Activity

If a Platform user discovers any account that may be involved in money laundering or terrorist financing activities during a transaction, they may report it to the Platform.